Get Loans Approved
Faster with
Kredit Saarthi
Quick, secure, and affordable loan options from top NBFCs and banks.
Apply now and get instant pre-approval in minutes.
100% Digital Process
No Hidden Charges
48-Hour Approval
Choose Your Loan Type
We offer a wide range of loan products to meet your diverse financial needs
Personal Loan
Quick personal loans with minimal documentation
Education Loan
Study loans for higher education in India and abroad
Business Loan
Grow your business with unsecured business loans
Home Loan
Buy your dream home with competitive home loans
About Kredit Saarthi
We are the foremost digital lending platform in India, linking borrowers with premier financial institutions.
Our objective is to expedite, simplify, and enhance the transparency of loan approvals.
Why Choose Kredit Saarthi
We make loan approval simple, fast, and transparent with our customer-first
approach
Quick Approval
Get your loan approved in just 24-48 hours
Low Interest Rates
Study loans for higher education in India and abroad
Minimal Documentation
Simple paperwork with digital processing
Expert Guidance
Dedicated relationship managers for support
Instant EMI Calculator
Auto updates as you type or dragLoan EMI
₹0 Monthly paymentInterest Payable
₹0 Total interest over tenureTotal Amount (Principal + Interest)
₹0 Total paidOur Banking Partners
We partner with India’s top banks and NBFCs to offer you the best loan options
What Our Customers Say
Real stories from satisfied customers who got their loans approved quickly
Frequently Asked Questions (FAQs)
What is Kredit Saarthi?
Kredit Saarthi is your trusted financial partner that makes getting loans and insurance simple, transparent, and hassle-free. We specialize in helping individuals—even those with a low or poor CIBIL score—access the right loan options. Along with loans, we also provide expert guidance on choosing insurance plans tailored to your needs, ensuring financial security for you and your family.
What types of loans does Kredit Saarthi offer?
We offer a wide range of loan solutions to suit different needs, including:
- Personal Loans
- Home Loans
- Business Loans
- Car Loans
- Loan Against Property
- Loans for Low CIBIL / CIBIL Defaulters
Whether you need funds for personal use, business expansion, or property-related requirements, Kredit Saarthi connects you with the right lenders.
Can I get a loan with a low CIBIL score?
Absolutely! Kredit Saarthi specializes in helping individuals with low or bad CIBIL scores secure loans. Our strong network of lenders and financial institutions allows us to find suitable loan options, even if your credit history isn’t perfect.
How does Kredit Saarthi work?
Our process is designed to be quick, transparent, and stress-free:
- Share your loan requirement with us.
- Our team verifies your documents promptly.
- We connect you with the most suitable lenders.
- Get updates at every step until your loan is approved and disbursed.
Depending on the loan type and lender, approvals can take as little as a few hours to a couple of days.
Do I need to pay any upfront fees for loan processing?
Yes. To initiate the loan process, Kredit Saarthi charges a nominal upfront processing fee, which covers documentation and verification. Additionally, a 10% service fee is applicable after successful loan disbursal. This ensures transparency and that you only pay when results are delivered.
Can I get a loan if I am a CIBIL defaulter?
Yes! Even if you are a CIBIL defaulter or have a very low score, Kredit Saarthi can still help. We work with lenders who specialize in providing loans to individuals with poor credit history. While interest rates may vary based on risk, our goal is to help you find the most affordable and practical loan option for your financial situation.
Ready to Get Your Loan Approved?
Join thousands of satisfied customers who got their loans approved quickly
with Kredit Saarthi